Very good Knowledge of Financial Planning. Provided great help in selecting the policies which suits and serves our requirements. Provides excellent pre & post sales Service. Keep up the Good Work!
Mr. Madhu Nair
(Software Development Manager, Veena World)

Thanks for all your efforts and information that keeps me safe! I appreciate all your help and prompt responses with questions and service. Pratiksha you are one of the best person I have ever met in my life, the knowledge you have about the products is abundant and value for money...

Thanks for pitching in as my LIC planner and keeping me safe and Healthy....
Mr.Vishal Vijay Pevekar
(Regional Head Food Services, Quess Corp LTD)

Mrs. Pratiksha Salunke is one of the excellent Financial Advisor which I have ever come across till now.

After meeting Pratiksha and with her guidance by listening to all my requirement Pratiksha has planned a wonderful financial structure for me which safe guarded my Family, Daughter Education, Retirement Plan and last but not the least a Term Plan if in case by god forbit anything happens to me at least my family is secured and covered on my behalf.

I have always noticed that her guidance is always on a right path and she explains each n every concept along with the terms and conditions of the policy in a right way. She also addresses all the queries as an when required. She has a very good communication and interaction skills. Being my financial advisor many times I have asked her to explain me on the same policy details which I am withholding with LIC, she has never denied and start explaining the same in a very polite manner every after she know that the same policy is explained to me earlier as well. That’s a positive nature of her
Every Insurance Industry is built with customer relationship and as we always say customer is always a king. Having a set concept in mind Pratiksha can be judged as 10/10 in maintaining customer relationship. For eg:- She is always in touch with her client on monthly basis checking their presence and health.

I have come across many Financial Advisor from different organization wherein to achieve their monthly targets they misguide their customers by committing false returns and benefits so that the customer will buy the policy, I have personally noticed that Pratiksha has never misguided me at any point of time to purchase any policy towards achieving her targets. She is always a trusty worth person and because of her nature this makes LIC proud to have a valuable financial advisor like Pratiksha Salunke.

I am very much thankful Pratiksha Salunka for guiding me in a right path. Wish you all the very best

Mr. Gurudas Prakash Dawande
(Analyst (HR – Talent & Development Team), Willis Towers Watson)

I was referred to Pratiksha by one of my close friends and colleague at work. I must say, before meeting Pratiksha, I had no investments and was averse to it, however, after meeting her, she explained me the investment pyramid, with guaranteed returns with no market volatility to get started with, and helped me with term life, health, children education and pension policies. I would recommend Pratiksha to everyone looking to invest and future proof their life goals
Supriya Rao
(Sr. Manager - Presales, Xpanxion)

You have been a big help simplifying the insurance plan buying process for my family. You have made it a whole lot simpler to get the best plan. After being affected by other agents, you have become my individual and organization’s single source of LIC insurance policies in the past two years and will continue to be into the long term
Mr.Ajay Raul
(Founder of Vision Info Systems)

Hi Pratiksha,
Will take this as an opportunity to Thank you for all your guidance and educating me on benifits of Insurance in life, be it alive or after !!!
Securing family does matters!!!
Specially the way you managed my portfolio over a 15 years and making it worth to look at it
On lighter note - your reminders on dues are ontime.
Continue your hard work, wish you a healthy life and prosperous professional life.
Mr. Girish Ujal
(AVP Telecommunications India, HSBC)

Pratiksha is one of the finest insurance professional I have worked with. She is not like other agents who are keen to sell the product where they get high commissions. She evaluates my current policies, how much coverage I have and explain me how much coverage I should have. She follows up with the premium renewals before time. She keeps on updating about new products and explain the benefits and drawbacks of it. I recommend her enthusiastically.
Mr.Chintan Shah
(Service Engineer)

I know Pratiksha Salunke for more than 2 years. She has indepth knowledge and experience in providing expert advice on LIC policies as per short n long term goals. She is straight forward and trust worthy and is always available. Loves her attitude, She is like a family member for us.
Ms. Kirti Srivastava
(Authorized Officer, Senior Software Engineer, UBS)

I and my family are glad that we got in contact with Pratiksha as a guide for all our investment planning.
I got into touch with her during my early days of career which has benefitted me a lot not only in terms of taking LIC plan but she provides the holistic view of investing considering different aspects and moreover I appreciate her ability to understand the client's need and providing suggestions accordingly.
Dr. Vishakha Pillai
(Team Leader-SEPG, BlueConch Technologies)

So far my experience with Pratiksha is doing good. I get timely response from her and has easily solved all my queries.
Totally satisfied with the service provided by her.
Mr. Akshay Ajgekar
(Service Advisor, Volkswagen)

"If anyone looking for Financial advisor check out Bhagyoday ins Consultancy. Earlier I wasn't sure about finance planning but Pratiksha Salunke helped me with proper guidance & genuine assistance. I just went to see what they had & they were the friendliest people. Keep up !"
Mr. Mangesh Suryawanshi
(Consultant, Atos)

Outstanding service from the outstanding advisor. My friend Mr. Ajit Karambale gave me reference of Mrs. Pratiksha Salunke and the service she provides me is really appreciable. Some of the unique gestures like reminder for the due installments, information about the policies even if that policy is through some other agent. All these made customers like me to rely on the advisor without hesitation. You are always reachable and ready to help every moment.
Mr.Prasad Shinde
(Software Development Lead at Accenture)

 I belong to a middle class family. Just started my career few years back and I have no idea what should I do about my payment other than the daily expenses and how to invest money where to invest money had no clue.

somewhere in my mind I had this thought that I should invest some money for my future use, kids, house etc..

Completely blank on how and where to invest money. I met a couple of LIC agents but they were running behind their monthly and annual targets only. None of them able to explain me why should I invest in LIC or aur what are the benefits of LIC which policy would be suitable for me according to my financial condition my expenses.

They just told me for example there is a policy called money back so you should invest make be 200/3000 monthly and you would get some returns after every 5 years and there would be some lump sum amount towards the end of policy maturity. I had no idea what to believe and what to not.

Then one day one of my friend Mr. Mangesh Suryawanshi gave me a reference of pratiksha salunkhe.

I met her she has explained me all the financial aspects is just wonderful.. she did not run after the plan first she understood what are my income sources what are my expenses how many family members are there, she asked me all these details and based on that she proposed a couple of plans which was suitable for me..

I said earlier I had no knowledge about financial investments and all so I was not able to understand everything in first meeting so she did not hesitate to explain it to me again and she explain me everything in the second meeting and then I was able to understand all.

Then I purchased two plans from her as a communication skills are awesome I give reference of her too few of my friends.

It's been a year now since I purchased the plans and every now and then I had little queries even if she had answer those earlier but she is never tired are frustrated to answer them again and again which I like about her the most.

She also never forces you to purchase a plan from her if you meet her. she is there to spread her financial knowledge to everyone out there who is in need.

I would recommend her to everyone who has need of financial investment and I would rate 10 on 10.
Mr. Vishnu Shinde
(Technical Support Engineer, Veritas Software Technologies)

A very patient and knowledgeable person. Your professional, ethical and caring personality get my faith and respect. I gladly recommend ur services whenever possible. I must acknowledge that securing against Any Insurance is an asset not a liability.
Mr. Rahul Birwadkar
(Assistant, Agharkar Research Institute, Pune (Under DST GOI)

" Meaningful investment advice guides you to fulfil your dreams! "
Mr. Prashant Gavade
Head QA ( Godrej Construction_ Materials), Godrej & Boyce Mfg Co Ltd

I know Pratiksha from 2014, she has very good knowledge on investment and she will guide you through best investment plan.She supported me for the policy which i have not taken from her.
Best Financial Adviser i have ever met.
I wish her all the success in her Life.
God bless you
Mr. Prashant Chotalia
(IT - Sales Manager, Team one Technologies Pvt Ltd)

Provide excellent service in insurance.
Mr. Mahesh Birwadkar
(Accountant, Gokhale Institute of Politics and Economics Pune)

Dear Pratiksha,
Thank you so much for your professional services. I have so far never come across with such kind of LIC agent who is so professional and prompt in dealing with clients. The way you explain and provide policy related information is commendable. We are glad that we met and henceforth we would like to go with you for any services related to LIC...  Stay safe and blessed...
Rupali Chaudhary
(Symbiosis International University Head - International Student Relations and Events)